Debt Settlement Leads - Loan Modification Leads - It's All About Technology

Are you asking if debt settlement for you? Many millions of people have already made the decision to pay off their debts, while others prefer to file for bankruptcy. Neither option is an easy decision, but if you are declaring bankruptcy at least one lawyer agree to have the process for you without withholding of information, like most debt settlement cold callers. And if you get cold calls from these companies every day, you mustknow what you have to do it - literally.

Know this - This is an insider look at the debt settlement industry. In other words, if you knew what I knew you'd make better decisions, and you would not like your options before jumping directly to the victims or a seductive cold caller with a smooth script telling you that you can pay your debt to know for a few cents on the dollar.

Debt Settlement is still highly recommended, but unfortunately those who know as it exists for you (calling you, e-mail, flyers, etc.) have some hefty fees at the beginning of the 15% already pay for costs thrown your debt - (15% is the standard charge in the debt settlement industry manage your debt.)

For example - If you are $ 25,000 debt that govern you, multiply the 15% x $ 25,000 = $ 3,750. It costs you $ 3750 in fees to settle your debts. This is a proper and makes the> Debt settlement program is worthwhile. Here's the Debt Settlement Deal Breaker - pay no more than this 15% pay on your debts.

Everything else is good for the consumer and the debt settlement program is not the right option under any circumstances, because the consumer only pay too much.

Junk Fees = Deal Breaker - monthly fees, monthly charges, which to $ 50, $ 60 $ 89 a month. Make 36 Payments $ 50 more per month = $ 1800 in additional fees.

These additional charges by up to 50% longer payback! No kidding.

Let's take a closer look:

If it already costs $ 3750 to pay your debt (15% of $ 25,000), you are now on another additional $ 1,800.00 per month in total junk fees. Your total fees are now $ 5550 $ 3750 does not. This results in an additional 48% of the fees. To see Divide $ 1800 by $ 3,750 to pay the increased proportion of the total fees back to your> Debt.

Another shocking way to look at them. Take your total fees of $ 5550, you have to pay now, and share it by your total debt is handled by $ 25,000. You are not obliged to pay 15% to not pay your debt, you will be paying 22.2%!

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