Friday, November 13, 2009

Can You Settle a Debt With a Collection Agency to Raise Your Credit?

Bad Credit Got You Down?

I've been in the credit dumps. They are not fun. I have so far down with my credit card that you would from a mental crane lift me and again. Several write-offs, several late payments, no payments and then I could count all my fingers and toes of my relatives.

How Did I Let It Get This Bad?

If you had one thing on your credit card slip, it's easy to start, by other things. It's easyTo the mentality, "well, that I default on cell phone bill, so who, cares if I default on this credit card?" I mean, it's not like your credit can still get worse? Actually it can, and does. However, I was able to climb over some strategies that work very well.

The Secret War In front of my face.

So here's what I did. I cried all the debt collection agency, which had been sending me letters. (I'm sure they wouldProfession, but I have) no telephone for this reason, what I did was an extremely powerful techniques that when calling them to get them to pay my debt, so I could pay the "debt" category in the world of to get my credit report.

The only thing that is not most people know, that this collection actually bought your account delinquent and they hope at least something out of you. So, if you play your cards right, you can get itactually bend backwards and you will meet half way or more.



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